Renters Insurance That Covers What's Actually Yours
Your landlord's policy covers the building. Yours covers your furniture, your electronics, and your personal liability. Get a quote in about five minutes.
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What Does Renters Insurance Cover?
Renters insurance goes beyond protecting your stuff. A standard policy covers three things: what you own, what you're responsible for, and where you stay if your rental becomes unlivable.
Personal Belongings
Coverage for your belongings if they’re stolen or damaged by a covered event.
Liability Coverage
Coverage if you’re responsible for certain injuries or property damage to someone else.
Temporary Living Expenses
Can help with extra costs, like a hotel or meals, if a covered loss temporarily makes your rental unlivable.
What Personal Property Coverage Protects
Personal property coverage applies to what you own, not the building you rent. Walk through your place and add it up. Most renters are surprised by the total.
Sofas, beds, tables, rugs, and lamps. The things you'd have to replace first.
Laptops, TVs, monitors, gaming systems, and headphones.
Your closet, your shoes, your bags. Easy to underestimate until you price replacing it.
Cookware, small appliances, dishes, and anything you brought that the landlord didn't provide.
Bikes, instruments, fitness equipment, camping gear, and tools.
Jewelry, collectibles, firearms, and other higher-value belongings. These often carry lower limits than the rest of your property and may need to be scheduled separately..
When Renters Insurance Can Come in Handy
Theft
Your laptop, bike, electronics, or other belongings are stolen.
Fire & Smoke Damage
A fire or smoke damages your furniture, clothes, or personal items.
Certain Water Damage
A covered water incident damages belongings inside your rental.
Accidental Damage
An accident leaves you responsible for covered damage to your rental or someone else’s property.
5
States Licensed
30+
Team Members
10K+
Satisfied Customers
4.9/5
Stars on Google
Renters Insurance Without the Runaround
Renters insurance shouldn’t feel complicated. We’ll take the time to understand what you need, walk you through your options, and help you find coverage that makes sense for you and your rental.
What Affects the Cost of Renters Insurance?
Where You Live
Your location can affect your rate based on local risks and other factors.
Coverage Amount
The amount of protection you choose for your belongings and liability.
Your Deductible
The deductible you choose plays a role in what you pay for coverage.
Your Risk Exposure
Details about your rental and household can affect your coverage needs and cost.
4 Locations, Always Just A Call Away
Our home is the southeast. While we're also licensed in and proudly serve Alabama, Arkansas, and Mississippi, we have four locations throughout Georgia and Tennessee.
Simplified Protection Our Hassle-Free Insurance Process
Where Your Peace Of Mind Is Our Priority. We Understand That Finding The Right Insurance Coverage Can Be Overwhelming, Which Is Why.
What Customers Say on Google
Unedited reviews from our Google Business Profile. Read all of them there.
2nd year with Peachy, and they're very client-focused. They reached out to conduct a coverage review, and I spoke with Frankie, who was great at pointing out the pros & cons of different options in a no-pressure approach.
Yumna Ali
Very informative and helpful. Also helped me add an extra service to my new vehicle that will help incase i ever get total out👊🏾
Livingston Lewis
The agent was very helpful and very knowledgeable about my situation and my concerns and took time to explain everything
Lavander Hines
Answers To Important Renters Insurance Questions
Here are just some of the most frequently asked questions we receive about renters insurance, with some brief answers. Don't see your question answered here? We're only a call away and happy to advise at any time.
