Car Insurance for All of the Road's Twists & Turns
You can just cover state minimums, or we make sure you're actually protected against everything you may run into. Either way, Peachy agents take the time to understand you and your needs, and we explain everything in detail so you have full confidence in what you choose.
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Industry-Leading Protection, with Service You Can Trust
At Peachy Insurance, we are proud to offer industry-leading auto insurance features like Accident Forgiveness and New Car Replacement. We understand that everyone’s needs are different, so we work with you to tailor a policy that fits your budget and your coverage needs.
24/7 Roadside Assistance Available: We're there whenever you need a car towed, flat tire changed, or battery jumped.
Fast Claims Processing: File claims instantly through our app with dedicated support guiding you through.
A Few Types of Auto Insurance Coverages You Can Choose
LIABILITY COVERAGE
This type of coverage can help to protect you financially if you are found to be at fault in an accident. It can help to cover the cost of damages to other people and property.
COLLISION COVERAGE
This type of coverage can help to pay for repairs to your car if it is damaged in an accident.
COMPREHENSIVE CARE
This type of coverage can help to pay for repairs or replacement for your car if it is damaged by something other than an accident, such as a fire or theft.
UNINSURED DRIVER PROTECTION
This type of coverage can help to protect you financially if you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover the cost of damages.
When To Take Another Look At Your Auto Policy
New driver in the house
Adding a teen changes your limits and exposure. Walk through it together with an experienced agent.
Just bought a car
Financed and leased vehicles carry coverage requirements. We'll make sure yours are met.
Your renewal went up
Rates change for different reasons. A Peachy agent will show you what your options are, no pressure.
More than one car
Multiple vehicles and drivers in one household can mean different rates and coverage needs. Worth a review.
You moved recently
Each state sets its own minimums. Your old policy may not transfer the way you expect. We can check.
You drive for an app
Personal policies usually exclude rideshare and delivery. That's exposure worth protecting, and we know how.
Your car is paid off
No lienholder means more choices about coverage. Some worth keeping, some not. Peachy will help you decide.
You got married or moved in together
Two separate policies under one roof doesn't always make sense. We'll walk you through combining them, or not.
How Much Does Car Insurance Cost?
The cost of auto insurance will vary depending on a number of factors, including the state in which you live, the type of car you drive, your driving history, and your coverage needs or preferences. With our personal hands-on approach, we check all discounts for you, so you don't have to worry whether you're missing out on anything. Drive with confidence that you're covered in the way you need to be while saving the most money possible.
5
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10K+
Satisfied Customers
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Auto Insurance You Can Actually Rely On
We're not just an insurance agent. We're your long-term partner in protecting the things that matter most to your family.
Claims Service That Cares
We hold your hand through the whole claims process: File > Inspection > Estimate> Repairs > Payment. We'll even advise you when to file versus not file, and what to expect.
A Car Policy for You, Not Just Anyone
We get to know you and what you need before we ever pitch you. Every family, every car, and every policy is different, and you deserve special care.
Local Expertise - Georgia, Tennessee, and the Rest of the South
Our agents know this area like the back of their hand. You'll always be consulting with a local expert, who knows all of the south's quirks, regulations, and special needs.
4 Locations, Always Just A Call Away
Our home is the southeast. While we're also licensed in and proudly serve Alabama, Arkansas, and Mississippi, we have four locations throughout Georgia and Tennessee.
Auto Insurance Terms, Explained
A few terms come up in every auto policy conversation. Here is what they mean in plain language.
Medical Payments Coverage
This type of coverage can help to pay for medical expenses related to an accident, regardless of who is at fault.
Deductible
The amount you pay out of pocket on a claim before your coverage applies. A higher deductible usually means a lower premium.
Loan or Lease Gap Coverage
If a financed car is totaled and you owe more than it's worth, this helps cover the difference.
Comprehensive and Collision Coverage
Collision helps with crash damage to your car. Comprehensive helps with theft, weather, fire, and animal strikes.
Roadside Assistance Coverage
This type of coverage can help to pay for services such as towing and labor if your car breaks down or you run out of gas.
Rental Car Reimbursement Coverage
This type of coverage can help to pay for the cost of a rental car if your car is damaged in an accident or otherwise unavailable.
Uninsured/Underinsured Motorist Coverage
This type of coverage can help to protect you financially if you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover the cost of damages.
Simplified Protection Our Hassle-Free Insurance Process
Where Your Peace Of Mind Is Our Priority. We Understand That Finding The Right Insurance Coverage Can Be Overwhelming, Which Is Why.
Fill The Application
YOUR SATISFACTION IS OUR TOP PRIORITY DEDICATED TEAM IS COMMITTED TO PROVIDING.
Reviewing Policies
YOUR SATISFACTION IS OUR TOP PRIORITY DEDICATED TEAM IS COMMITTED TO PROVIDING.
Get Fully Covered
YOUR SATISFACTION IS OUR TOP PRIORITY DEDICATED TEAM IS COMMITTED TO PROVIDING.
What Customers Say on Google
Unedited reviews from our Google Business Profile. Read all of them there.
2nd year with Peachy, and they're very client-focused. They reached out to conduct a coverage review, and I spoke with Frankie, who was great at pointing out the pros & cons of different options in a no-pressure approach.
Yumna Ali
Very informative and helpful. Also helped me add an extra service to my new vehicle that will help incase i ever get total out👊🏾
Livingston Lewis
The agent was very helpful and very knowledgeable about my situation and my concerns and took time to explain everything
Lavander Hines
Answers To Important Car Insurance Questions
Here are just some of the most frequently asked questions we receive about auto insurance, with some brief answers. Don't see your question answered here? We're only a call away and happy to advise at any time.