Add Another Layer of Protection with Umbrella Insurance
Umbrella insurance provides additional liability coverage beyond the limits of certain home and auto policies, giving you extra financial protection when a covered claim exceeds those limits.
GET MY QUOTE
What Can Umbrella Insurance Help Cover?
Bodily Injury Claims
Critical support for medical costs and injury settlements.
Personal Liability Claims
Comprehensive protection against unexpected lawsuits.
Property Damage Liability
Covers damage caused to others' property beyond limits.
Legal Defense Costs
Attorney fees and legal expenses fully integrated.
Landlord Liability
Essential shield for rental property owners.
Libel & Slander
Protection against digital defamation and privacy risks.
Pet-Related Injuries
Added coverage if your pet seriously injures someone.
Major Accident Protection
High-limit backup for severe automotive incidents.
Umbrella Insurance Kicks In When You Need It Most
Umbrella insurance works alongside certain existing policies, such as home and auto insurance. If a covered liability claim reaches the limit of an underlying policy, your umbrella policy may provide additional coverage, subject to its terms and limits.
Your home or auto policy responds first to a covered liability claim.
The underlying policy pays covered costs up to its applicable liability limit.
If covered costs go beyond that limit, umbrella insurance may provide additional protection.
Could Umbrella Insurance Make Sense for You?
Umbrella insurance may be worth considering if your lifestyle, property, or responsibilities create more opportunities for liability claims.
5
States Licensed
30+
Team Members
10K+
Satisfied Customers
4.9/5
Stars on Google
More Coverage, Without More Confusion
Umbrella insurance can bring up questions about limits, existing policies, and how everything works together. Our team takes the time to understand your situation, explain your options clearly, and help you choose coverage that makes sense for you.
How Much Does Umbrella Insurance Cost?
The cost of umbrella insurance depends on several factors, including how much coverage you choose and the types of liability exposure you have. Your properties, vehicles, drivers, and other personal circumstances can all play a role in determining your premium.
4 Locations, Always Just A Call Away
Our home is the southeast. While we're also licensed in and proudly serve Alabama, Arkansas, and Mississippi, we have four locations throughout Georgia and Tennessee.
Get Your Umbrella Insurance Quote Now
Simplified Protection Our Hassle-Free Insurance Process
Where Your Peace Of Mind Is Our Priority. We Understand That Finding The Right Insurance Coverage Can Be Overwhelming, Which Is Why.
Fill The Application
YOUR SATISFACTION IS OUR TOP PRIORITY DEDICATED TEAM IS COMMITTED TO PROVIDING.
Reviewing Policies
YOUR SATISFACTION IS OUR TOP PRIORITY DEDICATED TEAM IS COMMITTED TO PROVIDING.
Get Fully Covered
YOUR SATISFACTION IS OUR TOP PRIORITY DEDICATED TEAM IS COMMITTED TO PROVIDING.
What Customers Say on Google
Unedited reviews from our Google Business Profile. Read all of them there.
2nd year with Peachy, and they're very client-focused. They reached out to conduct a coverage review, and I spoke with Frankie, who was great at pointing out the pros & cons of different options in a no-pressure approach.
Yumna Ali
Very informative and helpful. Also helped me add an extra service to my new vehicle that will help incase i ever get total out👊🏾
Livingston Lewis
The agent was very helpful and very knowledgeable about my situation and my concerns and took time to explain everything
Lavander Hines
Answers To Important Umbrella Insurance Questions
Here are just some of the most frequently asked questions we receive about umbrella insurance, with some brief answers. Don't see your question answered here? We're only a call away and happy to advise at any time.